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    UK consumer credit

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    • Thursday, 23 February, 2023
      James Max
      Rich People’s Problems: I just haven’t got enough money

      Where do I start if I want to take a hatchet to personal spending?

    • Tuesday, 14 February, 2023
      UK financial regulation
      UK debt charities welcome crackdown on ‘buy now, pay later’ lenders

      Government aims to put legislation before parliament later this year

    • Tuesday, 14 February, 2023
      Amigo Holdings PLC
      Amigo avoids £73mn fine due to ‘serious financial hardship’

      UK financial regulator said ailing company needed to preserve funds to repay customers

    • Monday, 13 February, 2023
      FCA to gain powers to crack down on ‘buy now, pay later’ firms

      Draft UK government proposals would bring regulation to fast-growing market dubbed the ‘wild west of credit’

    • Wednesday, 11 January, 2023
      Cost of living crisis
      More than 750,000 UK households at risk of mortgage default, says regulator

      Financial Conduct Authority warns on mounting danger of ‘payment shortfall’

    • Monday, 31 October, 2022
      UK mortgage approvals and consumer lending fall as rising prices bite

      BoE data point to slowdown in property market even before mini-Budget and households building cash buffers

    • Thursday, 29 September, 2022
      FT live news
      Live news updates from September 30: S&P downgrades UK outlook, UK pension funds sell off assets
    • Tuesday, 30 August, 2022
      Cost of living crisis
      UK consumers turn to credit cards as cost of living crisis bites

      Fastest rise in borrowing since 2005 suggests households are ‘battening down the hatches’ ahead of winter

    • Wednesday, 10 August, 2022
      The Wealth ManJason Butler
      Are you heading for a financial car crash?

      Millions wedded to high spending levels despite the worsening economic climate

    • Friday, 29 July, 2022
      Financial services
      Pawnbroking surges in UK amid cost of living squeeze

      Sector also boosted by crackdown on high-interest lenders

    • Friday, 29 July, 2022
      UK consumer borrowing doubles as cost of living bites

      ‘Significant increase’ from May to June comes as inflation heads towards double digits

    • Tuesday, 28 June, 2022
      FT Financial Literacy and Inclusion Campaign
      Money Clinic podcast: How can I improve my credit score?

      Experts bust the myths

    • Friday, 13 May, 2022
      Serious MoneyClaer Barrett
      Business leaders understand cost of living crisis better than politicians

      Queen’s Speech should have contained measures to tackle worsening living standards

    • Thursday, 28 April, 2022
      James Max
      Rich People’s Problems: My debt is becoming an albatross

      ‘By the time I got to the checkout I was presented with a bill for £210. How on earth did that happen?’

    • Sunday, 3 April, 2022
      FT Financial Literacy and Inclusion Campaign
      Martin Lewis urges reform of UK’s ‘dangerous’ credit card rules

      Chancellor backs consumer rights campaigner’s call to ensure more borrowers get the advertised rate of interest

    • Tuesday, 29 March, 2022
      FT AlphavilleClaire Jones
      Does the cost of living crisis explain the leap in borrowing?

      Bank of England stats out Monday show the use of credit cards is soaring.

    • Tuesday, 29 March, 2022
      UK credit card debt hits record high as inflation and cost of living bite

      Consumers borrowed £1.5bn net in February — the highest monthly figure since statistics began in 1993

    • Friday, 4 March, 2022
      UK households feel the pain of inflation

      Some consumers raid their savings to cope with big jumps in fuel and food bills

    • Saturday, 8 January, 2022
      Banking & Savings
      UK household finances strong in face of inflation and spending increase

      But poor families remain under acute pressure

    • Tuesday, 4 January, 2022
      Rise in UK consumer credit points to economic uptick in November

      Some economists warn that inflation increase is driving growth in household borrowing

    • Friday, 10 December, 2021
      FT Financial Literacy and Inclusion Campaign
      Teaching personal finance with hair extensions

      Ex-banker wins teaching prize with novel lessons on the cost of consumer credit

    • Thursday, 11 November, 2021
      Serious MoneyClaer Barrett
      Why should I let my landlord spy on my finances?

      Buy-to-let landlords are subjecting renters to new levels of financial scrutiny

    • Friday, 17 September, 2021
      US & Canadian companies
      Will Covid and Klarna kill the credit card?

      Britons’ love affair with their ‘flexible friend’ appears to be on the rocks, as buy now, pay later deals emerge

    • Friday, 10 September, 2021
      Serious MoneyStefan Wagstyl
      The FT’s financial literacy campaign: Courtney Love and other reader responses

      Launch of FLIC draws hundreds of messages of support — and strong opinions about the best way forward

    • Thursday, 5 August, 2021
      The FT ViewThe editorial board
      Pay-later credit services need regulating now

      Innovators have made online shopping easier but created new risks

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