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They have little exposure to the risks from borrowers in hard times and benefit when consumers feel flush
The fintech disrupters of the payments sector are no such thing
Consumers may not feel much benefit from greater competition
Card networks under investigation over levies on UK-EU transactions
Court ruling in lawsuit alleging profits from illegal content lead credit card issuers to distance themselves from TrafficJunky
The adult industry’s de facto regulator isn’t government, international convention or business itself. It’s Mastercard and Visa
Watchdog says Visa and Mastercard have increased cross-border transaction fees fivefold
Payments using gestures have struggled to gain widespread adoption among consumers
I need one to help pay for his day-to-day personal expenses
Planning highlights risk for western powers that sanctions reorder the international payments landscape
Plus, how informed. IQ uses artificial technology to underpin loan underwriting and Meta set to introduce virtual coins
Move by payment networks worsens country’s financial isolation over Ukraine invasion
The group faces some of the lowest cost pressures among financial services companies
Many products outlive their usefulness, but it is strangely difficult for companies to let them go
Groups to pay more than £33m after being found to have broken competition law
Decisions made this year have paved the way for a particular type of collective claim in 2022
US payments giant launches lending product with UK tech company Demica
Plus, pressure builds on Apple’s payments franchise and a Q&A with the co-founder of an Indian fintech modernising cash collection for small business owners
Deal for anti-money laundering company is payment giant’s latest move into digital assets
Tougher rules from the likes of Mastercard are being applied unevenly
Tim Stokely says Bank of New York Mellon ‘flagged and rejected’ all interbank wires linked to website
Strict rules on data storage trip up overseas businesses hoping to expand in a big growth market
Court gives go-ahead to £10bn claim over credit card fees on behalf of 46m consumers
Move will have wide-ranging implications across India’s financial and fintech system, affecting everyone from established lenders to payments startups
Some banks and smaller payments groups have severed ties with the big crypto exchange
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