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Several mortgage lenders have already raised rates
UK lender upends historical norm of borrowers paying more for longer-term deals
Identifying who will be affected and how remains a complex task
Forget ‘lower for longer’, a more fitting mantra for our personal finances is ‘higher much sooner’
Would-be homebuyers confound forecasters and turn cautious, BoE survey
The central bank has suggested removing one of the post-financial crisis guardrails against runaway mortgage debt
Lenders have begun to increase borrowing costs in anticipation of tighter monetary policy over the next year
The 0.79 per cent offer from Platform marks the latest escalation of competition in the mortgage market
Sharp rise driven partly by rush of buyers ahead of expected end of stamp duty holiday
Property expert claims model is ‘God’s way of telling you that you can’t afford to buy there’
Lender pulls out of market due to ‘challenging conditions’
The London market is largely frozen, but some suggest a ‘bounce’ could follow a deal
Competition and the weakening housing market have put the squeeze on profit margins
Monthly repayments based on borrowing £200,000 over 25 years
Most households should cope with higher rates but others look vulnerable
Officials to look at faster interest rate increases after inflationary pressures
Proportion with high levels of mortgage debt compared with income has increased
A £36bn set of bonds backed by non-conforming mortgages is drawing attention
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