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    Personal debt

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    • Thursday, 30 November, 2023
      Gambling industry
      Calls grow for gambling ad ban on London transport network

      Mayor Sadiq Khan urged to honour manifesto pledge

      Commuters in a London Tube train
    • Thursday, 19 October, 2023
      Late payments rise on US loans tied to inflated pandemic credit scores

      Emergency cash and repayment freeze gave lenders an ‘opportunity to juice up their growth’

      People wearing masks during the coronavirus pandemic wait in line at a food pantry in New York
    • Thursday, 12 October, 2023
      Q&APersonal Finance
      Need to Know: What do Metro Bank’s financial woes mean for customers?

      There are consequences for both borrowers and savers

    • Sunday, 8 October, 2023
      Credit cards
      US consumers cut back on credit cards as repayment charges hit record high

      Rising debt burden raises fears for financial health of American households

      Pumpkin Halloween decorations on display at a store in California
    • Friday, 22 September, 2023
      Serious MoneyClaer Barrett
      How can we defuse the household debt time bomb?

      The nature of people’s debts have changed significantly — so too must debt solutions

    • Tuesday, 5 September, 2023
      LexUS banks
      US household debt: Americans whip out the plastic as pandemic-era savings disappear Premium content

      There is some hope that remaining ‘excess savings’ can prevent a sudden cut in spending

      JPMorgan chief executive Jamie Dimon
    • Wednesday, 23 August, 2023
      LexRetail & Consumer industry
      US student loans: consumer groups prep for a mortar boarding Premium content

      Credit card companies could also take a modest hit

      Columbia University students at a graduation ceremony
    • Friday, 11 August, 2023
      Student finance
      How to help children pay for university

      As the new academic year looms, parents face financial, social and educational dilemmas

    • Friday, 21 July, 2023
      UK consumer credit
      Consumers face rising borrowing costs as interest-free deals shrink

      Fall in demand for car loans and new credit cards

      A person taps with a card to pay for shopping
    • Monday, 3 July, 2023
      News in-depthUS society
      Millions of US borrowers brace for the return of student debt payments

      End of a pandemic-era pause and debt-forgiveness scheme will ripple through the US economy as bills come due

    • Friday, 23 June, 2023
      Serious MoneyClaer Barrett
      Banks must play fair as mortgage rates rise

      As millions brace for the impact of more expensive home loans, here’s my don’t panic guide to what happens next

    • Monday, 5 June, 2023
      Rana Foroohar
      What the debt ceiling debate missed

      Neither government nor private sector problems can be discussed in a vacuum

    • Friday, 3 February, 2023
      Serious MoneyClaer Barrett
      For love or money: the hidden victims of financial abuse

      Being trapped in a financially controlling relationship is more common than you think

    • Wednesday, 11 January, 2023
      Cost of living crisis
      More than 750,000 UK households at risk of mortgage default, says regulator

      Financial Conduct Authority warns on mounting danger of ‘payment shortfall’

      A street of terraced houses in London
    • Tuesday, 27 December, 2022
      Personal Finance
      Money Clinic podcast: What’s your financial new year resolution?

      Experts pass on financial planning tips for the year ahead

      Headshots of Sara Williams, Claer Barrett, Timi Merriman-Johnson and Iona Bain
    • Friday, 2 December, 2022
      Serious MoneyClaer Barrett
      The dark side of retail therapy

      At what point does bargain hunting turn into shopping addiction?

    • Tuesday, 29 November, 2022
      Money Clinic with Claer Barrett podcast24 min listen
      ‘The dopamine is so high’: the psychology of shopping addiction

      What it’s like to live with a shopping addiction, and how to overcome it

    • Thursday, 24 November, 2022
      Serious MoneyClaer Barrett
      PCP car loans: an accident waiting to happen?

      As the cost of living soars, consumers may regret those expensive finance deals

      Illustration showing a man handing over a key and shaking hands with a woman whose hand is tied to a piggy bank. Behind them is a purple car marked sold and with a tag that says ‘Best Price’
    • Friday, 16 September, 2022
      Mortgages
      Mortgage rates: act fast as increases loom

      UK Finance estimates that 1.8mn borrowers will see their fixed-rate deals end in 2023

    • Thursday, 1 September, 2022
      The FT ViewThe editorial board
      Biden’s imperfect but necessary plan to tackle student debt

      America’s mountain of college loans harms rather than helps social mobility

      View between library shelves of a university student sitting studying at a desk
    • Friday, 26 August, 2022
      Serious MoneyClaer Barrett
      Don’t let energy price wars nuke our personal finances

      As price cap heralds 80% rise in bills this winter, there’s no time to waste

      A demonstration in Parliament Square, London, against the rising cost of living and energy bills earlier this year
    • Saturday, 13 August, 2022
      On Wall StreetGary Silverman
      The $1.6tn student debt quandary hanging over the US economy

      Decision whether to lift moratorium on federal loan payments will affect millions of borrowers

      Montage of students on a campas and numbers
    • Friday, 12 August, 2022
      Claer Barrett
      Martin Lewis is right: the cost of living emergency is already here

      Urgent action is needed to protect the personal finances of millions facing ruin from energy bills

    • Wednesday, 3 August, 2022
      FT Financial Literacy and Inclusion Campaign
      Support surges for campaigners urging non-payment of energy bills

      Experts warn consumers that halting direct debits could mean higher bills and poorer credit scores

      A woman looks worried at the sight of a bill
    • Sunday, 31 July, 2022
      Credit cards
      Card lenders show faith in US consumer as they hunt for new borrowers

      Big card issuers step up marketing efforts despite the economy slipping into a technical recession

      The new Chase Bank credit card with ‘blink’ technology is displayed during a press conference at an Arby’s restaurant June 8 2005 in Denver, Colorado
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