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    Pan Kwan Yuk

    Lex writer

    Pan Kwan Yuk is a writer on the Lex team at the Financial Times, based in New York. Previously she was the US head of fastFT, the FT's 24 hour breaking news service.
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    • Wednesday, 23 August, 2023
      LexArtificial intelligence
      The Lex Newsletter: AI translation may supersede AI-aided language learning Premium content

      But when it comes to fluency, can Duolingo trump an experienced and dedicated teacher?

      The Duolingo app on a smartphone
    • Wednesday, 21 June, 2023
      LexAutomobiles
      The Lex Newsletter: US auto loans hit traffic Premium content

      More Americans are falling behind on their car payments and near-prime borrowers are the worst hit

      Used cars for sale at a dealership in Detroit
    • Wednesday, 31 May, 2023
      LexJapanese business & finance
      The Lex Newsletter: Tokyo comes to Wall Street (again) Premium content

      Japanese financial groups have been beefing up their US presence

      People taking photos at Times Square in New York
    • Wednesday, 26 April, 2023
      LexUS banks
      The Lex Newsletter: higher rates put squeeze on fintech lenders too Premium content

      Disrupters’ plans to take on established institutions fizzle out after rise in funding costs

      Affirm’s website on the screen of a mobile phone
    • Wednesday, 5 April, 2023
      Lex
      The Lex Newsletter: storage is bright spot for dire commercial property Premium content

      The banking turmoil has put the spotlight on the commercial real estate loan market

      An Extra Space self-storage facility
    • Friday, 31 March, 2023
      The Big Read
      Lex in depth: how safe are America’s regional banks?

      After the recent failures of Silicon Valley Bank and others, the FT has analysed more than 100 institutions to identify those that are the biggest cause for concern

    • Wednesday, 18 January, 2023
      LexUS retail
      The Lex Newsletter: shoplifting, shrinkage and a $95bn problem for US retailers Premium content

      Theft is not the only cause of inventory losses but can be a handy scapegoat for poor operational decisions

      Medicines in a secure cabinet at a CVS store in New York
    • Wednesday, 21 December, 2022
      LexUS financial regulation
      The Lex Newsletter: watchdogs will intensify attack on Wall Street in 2023 Premium content

      Joe Biden has made promoting competition and consumer protection one of his top priorities

      Lina Khan, chair of the Federal Trade Commission, and Gary Gensler, chair of the Securities and Exchange Commission
    • Wednesday, 12 October, 2022
      LexUS society
      The Lex Newsletter: the economic ‘dous’ and don’ts of mother tongue survival in the US Premium content

      Studies suggest multilingualism boosts output but that language proficiency deteriorates with each generation

      A Chinese New Year parade in New York’s Chinatown
    • Wednesday, 31 August, 2022
      LexFinancial services
      The Lex Newsletter: the US is reducing its focus on FICO scores Premium content

      At a time of intense competition, expanding access to affordable credit makes good business sense

      Credit cards
    • Wednesday, 27 July, 2022
      LexUS retail
      The Lex Newsletter: Americans eke out sneaky savings to leave retailers beat Premium content

      Inflation means consumers are spending more on basic necessities and cutting back on clothing and home furnishings

      A customer browses a wall of Nike sneakers on display at a store in Sterling Heights, Michigan, US
    • Wednesday, 13 July, 2022
      LexUS retail
      The Lex Newsletter: will retail zombies rise again? Premium content

      Market interventions have created a new generation of retailers unable to cover their debt-servicing costs

      People dressed as zombies in London’s Leicester Square
    • Thursday, 7 July, 2022
      FT News Briefing podcast10 min listen
      Marxism degrees are having a moment in China

      Sterling stays steady despite British political turmoil

    • Wednesday, 15 June, 2022
      LexUS economy
      The Lex Newsletter: US credit card data mingle family fun with dire need Premium content

      Higher consumer spending is also being driven by higher prices for fuel and everyday goods

      A customer uses a bank card to make a contactless payment
    • Wednesday, 27 April, 2022
      LexUS economy
      The Lex Newsletter: Tomb Sweeping inspires trucker vs banker pay parallel Premium content

      US haulage drivers are in short supply and salaries are rising in an effort to fill staffing gaps

      Aerial image of trucks at the Port of Baltimore
    • Wednesday, 30 March, 2022
      LexFedEx Corp
      The Lex Newsletter: FedEx reboot will fail if cuts worsen staff outages Premium content

      Low pay rates have contributed to labour instability as company struggles to hire and retain workers

      A FedEx vehicle is driven in Manhattan, New York City
    • Wednesday, 9 February, 2022
      LexCryptocurrencies
      The Lex Newsletter: New York balks at Eric Adams’ crypto values Premium content

      Wild price swings suggest those who publicly opt in to digital currencies are those who can afford to

      Eric Adams, the new mayor of New York
    • Wednesday, 12 January, 2022
      LexBank of Montreal
      The Lex Newsletter: make way for the Canadians Premium content

      Flush with excess capital and record share prices, Canadian banks are seeking to extend their presence in the US

      Bank of Montreal sign
    • Friday, 10 December, 2021
      Lex
      Best of Lex: succession games Premium content

      American Airlines | Neste | Taylor Wimpey | Amazon | Uber | Roku | Trump Spac

      Former Twitter chief Jack Dorsey
    • Saturday, 6 November, 2021
      On Wall StreetZillow Inc
      Zillow’s flip-flop shows limits for Big Data in property

      Company unable to parlay insights from American obsession with real estate listings into profits from speculation

      The Zillow app displayed on an Apple iPhone
    • Wednesday, 3 November, 2021
      Lex
      Lex letter from the US: make way for foreign travellers

      Easing of entry restrictions has led to surge in bookings but airlines now face new problems

      A passenger walks past empty American Airlines check-in terminals at Ronald Reagan Washington National Airport in Arlington, Virginia
    • Friday, 1 October, 2021
      Lex
      Best of Lex: ‘Squid Game’, Evergrande and other high stakes Premium content

      Chinese banks | US property | AutoStore | Amazon | Polestar | Ford | Netflix

      Netflix series ‘Squid Game’ is played on a mobile phone
    • Wednesday, 22 September, 2021
      Lex
      Lex Letter from New York: days of big banking deals may be over Premium content

      Largest regional lenders have all made moves and remaining smaller targets are not as attractive

      People using an ATM at a Bank of America bank branch in San Francisco
    • Wednesday, 25 August, 2021
      Lex
      Lex Letter from New York: parking apps make a comeback Premium content

      Sector’s future depends on whether people continue to use their cars heavily when offices reopen

      Traffice in New York
    • Friday, 16 July, 2021
      Lex
      Best of Lex: where to find pay rises and a 4-day working week Premium content

      Shorter office hours | Goldman Sachs | Wall St banks | Apple | Revolut | Atos | MSCI

      Office workers sit inside an illuminated building
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