James Pickford | Financial Times

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Friday, 8 September, 2023

UK property
Rise in share of buy-to-let homes owned by limited companies
Higher UK mortgage rates push landlords towards the tax advantages of company ownership
Friday, 11 August, 2023

Advice & Comment
Race to refit Britain’s rented homes loses momentum
Suggestions the government will delay energy efficiency deadline leave winners and losers in the rental market
Friday, 4 August, 2023

Property sector
Cash buyers hold trump cards in prime UK property market
Mortgaged purchasers are cutting their budgets in the face of higher rates
Friday, 28 July, 2023

Mortgages
Falling mortgage rates usher borrowers towards shorter-term deals
Many lenders are trimming rates — though not all
Wednesday, 26 July, 2023

News in-depthBuy-to-let
Higher mortgage costs threaten surge of UK buy-to-let property sales
Landlords look to get rid of financial ‘headache’ by exiting rental market, further depressing the housing market
Wednesday, 26 July, 2023

UK mortgage rates
HSBC becomes first big UK lender to cut mortgage rates
Bank to reduce the cost of residential products by up to 0.35 percentage points
Friday, 21 July, 2023

Personal Finance
Overseas holiday costs soar as inflation rises in Europe
Biggest price rises in Turkey and Bulgaria, though they remain cheapest overall
Friday, 14 July, 2023

Mortgages
Wealthy UK borrowers face interest-only mortgage payment shock
The products’ sensitivity to rate rises means increases of thousands of pounds a month in repayments
Friday, 14 July, 2023

Residential property
UK homes for rent slump to 14-year low
Tenants face more difficulties finding properties as landlords are hit by mortgage costs
Tuesday, 4 July, 2023

UK politics
Sunak admits UK inflation proving ‘more persistent’ than expected
PM pledges ‘responsible’ approach to public sector pay to help efforts to curb price rises
Sunday, 2 July, 2023

Mortgages
UK’s mortgage relief measures risk a financial shortfall in later life
Advisers warn of higher total interest payments and threat to retirement savings
Tuesday, 27 June, 2023

UK house prices
Price discounts jump as rising mortgage costs ‘spook’ UK housebuyers
Share of vendors taking a hit of at least 5% has jumped in recent weeks, according to research by Zoopla
Monday, 26 June, 2023

UK politics
Hunt demands action from banks to reward savers
Chancellor warns companies risk a regulatory crackdown if they do not pass on higher interest rates
Friday, 23 June, 2023

FT Money personal finance guides
FT Money guide: How to boost your portfolio income
Dividends-first approach no longer works so well
Thursday, 22 June, 2023

UK interest rates
Bank of England raises interest rates by 0.5 percentage points
Sunak expresses support for decision and vows to keep tight grip on fiscal policy to help curb inflation
Thursday, 22 June, 2023

UK interest rates
UK mortgage borrowers face greater pain as BoE raises rates
Brokers warn latest inflation figures will pile pressure on central bank
Thursday, 22 June, 2023

UK inflation
Bank of England faces calls for tougher action in rate decisions
Central bank poised to raise cost of borrowing at its noon announcement in effort to curb inflation
Wednesday, 21 June, 2023

News in-depthUK interest rates
Mass UK house repossessions unlikely despite soaring mortgage rates
Regulatory reforms, increased levels of equity and fixed deals should protect many homeowners
Tuesday, 20 June, 2023

UK mortgage rates
Hunt calls in banks for talks over spiralling UK mortgage costs
Chancellor wants lenders to help struggling households more and rules out fiscal support
Monday, 19 June, 2023

Mortgages
Two-year UK mortgage rate rises above 6%
For first time since 2008 two-year gilts also pass 5% ahead of expected increase in interest rates this week
Friday, 16 June, 2023

UK interest rates
UK households remortgaging in 2024 face £2,900 rise in annual payments
New estimate of rising cost of borrowing increases pressure on Rishi Sunak to help families
Thursday, 15 June, 2023

Mortgages
Two of UK’s biggest lenders to raise mortgage rates
Pressure mounts on government struggling to contain cost of living crisis as NatWest and Nationwide push up cost of borrowing
Wednesday, 14 June, 2023

Mortgages
Sunak under pressure as HSBC raises mortgage rates for second time in week
Brokers warn that other lenders will follow suit in blow to households
Friday, 9 June, 2023

FT Money personal finance guides
FT Money’s guide to higher buy-to-let rates
Spiralling UK mortgage rates hit home amid fears over impending legislation
Monday, 5 June, 2023

UK property
UK banks fear rush to remortgage as lenders raise rates further
Brokers anticipate more pain for borrowers as increased demand leads to deals being pulled and fresh rate rises