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    James Pickford

    Deputy editor, FT Money

    James Pickford is deputy editor of FT Money and writes about property and mortgages. He also writes news and features on British arts and culture.

    Email James Pickford @MrJamesPickford  on Twitter (link opens in a new browser window)

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    • Friday, 8 September, 2023
      UK property
      Rise in share of buy-to-let homes owned by limited companies

      Higher UK mortgage rates push landlords towards the tax advantages of company ownership

      A block of apartments in east London
    • Friday, 11 August, 2023
      Advice & Comment
      Race to refit Britain’s rented homes loses momentum

      Suggestions the government will delay energy efficiency deadline leave winners and losers in the rental market

    • Friday, 4 August, 2023
      Property sector
      Cash buyers hold trump cards in prime UK property market

      Mortgaged purchasers are cutting their budgets in the face of higher rates

      A row of multicoloured terraced houses in London’s Notting Hill
    • Friday, 28 July, 2023
      Mortgages
      Falling mortgage rates usher borrowers towards shorter-term deals

      Many lenders are trimming rates — though not all

      A London city skyline
    • Wednesday, 26 July, 2023
      News in-depthBuy-to-let
      Higher mortgage costs threaten surge of UK buy-to-let property sales

      Landlords look to get rid of financial ‘headache’ by exiting rental market, further depressing the housing market

    • Wednesday, 26 July, 2023
      UK mortgage rates
      HSBC becomes first big UK lender to cut mortgage rates

      Bank to reduce the cost of residential products by up to 0.35 percentage points

      A row of houses
    • Friday, 21 July, 2023
      Personal Finance
      Overseas holiday costs soar as inflation rises in Europe

      Biggest price rises in Turkey and Bulgaria, though they remain cheapest overall

      Tourists enjoy the sun in Turkey
    • Friday, 14 July, 2023
      Mortgages
      Wealthy UK borrowers face interest-only mortgage payment shock

      The products’ sensitivity to rate rises means increases of thousands of pounds a month in repayments

    • Friday, 14 July, 2023
      Residential property
      UK homes for rent slump to 14-year low

      Tenants face more difficulties finding properties as landlords are hit by mortgage costs

    • Tuesday, 4 July, 2023
      UK politics
      Sunak admits UK inflation proving ‘more persistent’ than expected

      PM pledges ‘responsible’ approach to public sector pay to help efforts to curb price rises

      PM Rishi Sunak addresses the liaison committee of MPs
    • Sunday, 2 July, 2023
      Mortgages
      UK’s mortgage relief measures risk a financial shortfall in later life

      Advisers warn of higher total interest payments and threat to retirement savings

    • Tuesday, 27 June, 2023
      UK house prices
      Price discounts jump as rising mortgage costs ‘spook’ UK housebuyers

      Share of vendors taking a hit of at least 5% has jumped in recent weeks, according to research by Zoopla

      Estate agents signs outside an apartment block in Brentwood, Essex
    • Monday, 26 June, 2023
      UK politics
      Hunt demands action from banks to reward savers

      Chancellor warns companies risk a regulatory crackdown if they do not pass on higher interest rates

      Montage of Jeremy Hunt in front of Canary Wharf
    • Friday, 23 June, 2023
      FT Money personal finance guides
      FT Money guide: How to boost your portfolio income

      Dividends-first approach no longer works so well

    • Thursday, 22 June, 2023
      UK interest rates
      Bank of England raises interest rates by 0.5 percentage points

      Sunak expresses support for decision and vows to keep tight grip on fiscal policy to help curb inflation

      The Bank of England
    • Thursday, 22 June, 2023
      UK interest rates
      UK mortgage borrowers face greater pain as BoE raises rates

      Brokers warn latest inflation figures will pile pressure on central bank

      An employee adjusts an information leaflet for a residential property in the window display of an estate agents,
    • Thursday, 22 June, 2023
      UK inflation
      Bank of England faces calls for tougher action in rate decisions

      Central bank poised to raise cost of borrowing at its noon announcement in effort to curb inflation

      Montage of Rishi Sunak in front of the Bank of England
    • Wednesday, 21 June, 2023
      News in-depthUK interest rates
      Mass UK house repossessions unlikely despite soaring mortgage rates

      Regulatory reforms, increased levels of equity and fixed deals should protect many homeowners

      Some 1.4mn households are set to roll off their fixed rate mortgages over the course of 2023
    • Tuesday, 20 June, 2023
      UK mortgage rates
      Hunt calls in banks for talks over spiralling UK mortgage costs

      Chancellor wants lenders to help struggling households more and rules out fiscal support

      Jeremy Hunt
    • Monday, 19 June, 2023
      Mortgages
      Two-year UK mortgage rate rises above 6%

      For first time since 2008 two-year gilts also pass 5% ahead of expected increase in interest rates this week

      A man looks at properties for sale in an estate agent’s window in London
    • Friday, 16 June, 2023
      UK interest rates
      UK households remortgaging in 2024 face £2,900 rise in annual payments

      New estimate of rising cost of borrowing increases pressure on Rishi Sunak to help families

    • Thursday, 15 June, 2023
      Mortgages
      Two of UK’s biggest lenders to raise mortgage rates

      Pressure mounts on government struggling to contain cost of living crisis as NatWest and Nationwide push up cost of borrowing

      Property estate agent sales and letting signs are seen outside an apartment building
    • Wednesday, 14 June, 2023
      Mortgages
      Sunak under pressure as HSBC raises mortgage rates for second time in week

      Brokers warn that other lenders will follow suit in blow to households

      People look at residential properties for sale in the window of an estate agents’s office in London
    • Friday, 9 June, 2023
      FT Money personal finance guides
      FT Money’s guide to higher buy-to-let rates

      Spiralling UK mortgage rates hit home amid fears over impending legislation

    • Monday, 5 June, 2023
      UK property
      UK banks fear rush to remortgage as lenders raise rates further

      Brokers anticipate more pain for borrowers as increased demand leads to deals being pulled and fresh rate rises

      A woman passes the window of a real estate agent in London
    Previous page You are on page 1 Next page

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