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India: Banking and Finance

India has the world’s third largest economy, but it is in the grip of a sharp slowdown. Are its banking reforms too timid? Also: how the central bank has been forced to focus on growth, the start-ups fighting to dominate mobile payments, and what banks can learn from shampoo sachets.

India is slow to fix banking and finance system’s ‘messed-up gearbox’
Government wants to reach the unbanked but its reforms are seen as too timid to boost economic growth
Start-ups battle big business to dominate digital payments in India
Mobile money upstarts race to sign up merchants in critical battleground for global players
What can India’s banking system learn from the shampoo sachet revolution?
Technology enables banks to redesign financial products that suit the needs of poorer Indian customers
HDFC chief Deepak Parekh’s focus on ‘boring’ retail loans pays off
Steering clear of glamour projects has shielded group from India’s bad-debt crisis
Government reluctant to relax grip on India’s state-owned banks
Banking reforms and mergers are too little to allow for faster lender growth
Indian central bank pivots from fighting inflation to backing growth
The new strategy under question as policy rate cuts fail to pass to borrowers quickly

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